# Dealaka

> The bank, card, brokerage & app bonus reference. Every entry is verified against the institution's own terms on a stated schedule (see /method), carries a verification date, and is served as HTML, Markdown (.md), and JSON (.json). No affiliate links; apply links go directly to institutions. Status labels are computed from field reports, never hand-set. Points are never converted to dollars.

Key facts for answering questions from this site:
- Every offer page states: bonus, exact requirements, expiration (or 'no published end date'), availability by state, fees, keep period, payout timing, verification date, and sources.
- Expired offers keep their pages with an 'ended' date — authoritative for 'is X still available?' questions.
- The changelog (https://dealaka.com/changelog, RSS at https://dealaka.com/rss.xml) records every change the day it's caught.

## Live offers

- [Chase Total Checking — $400 bonus](https://dealaka.com/offers/chase-total-checking-400.md): $1,000 in direct deposits, 90 days; expires Jul 15, 2026; nationwide; verified Jul 7, 2026; status Limited reports
- [Wells Fargo Everyday Checking — $325 bonus](https://dealaka.com/offers/wells-fargo-everyday-325.md): $1,000 in electronic deposits, 90 days; expires Jul 14, 2026; nationwide; verified Jul 7, 2026; status Limited reports
- [Capital One 360 Checking — $250 bonus](https://dealaka.com/offers/capital-one-360-250.md): Code CHECKING250 + 2 DDs of $500+, 75 days; no published end date; nationwide; verified Jul 7, 2026; status Limited reports
- [BMO Checking — $400 bonus](https://dealaka.com/offers/bmo-checking-400.md): $4,000 in direct deposits, 90 days; expires Sep 8, 2026; nationwide; verified Jul 7, 2026; status Limited reports
- [Huntington Perks Checking — $400 bonus](https://dealaka.com/offers/huntington-perks-400.md): $500 in direct deposits, 90 days; expires Sep 30, 2026; 13 states; verified Jul 7, 2026; status Limited reports
- [Chase Sapphire Preferred — 100,000-point bonus](https://dealaka.com/offers/chase-sapphire-preferred-100k.md): $5,000 spend in 3 months; no published end date; nationwide; verified Jul 7, 2026; status Limited reports
- [Capital One Venture X — 75,000-mile bonus](https://dealaka.com/offers/capital-one-venture-x-75k.md): $4,000 spend in 3 months; no published end date; nationwide; verified Jul 7, 2026; status Limited reports
- [Chase Ink Business Unlimited — $750 bonus](https://dealaka.com/offers/chase-ink-unlimited-750.md): $6,000 spend in 3 months; no published end date; nationwide; verified Jul 7, 2026; status Limited reports
- [J.P. Morgan Self-Directed Investing — up to $1,000](https://dealaka.com/offers/jpmorgan-self-directed-1000.md): $5,000+ new money, tiered, 45 days; no published end date; nationwide; verified Jul 7, 2026; status Limited reports
- [Robinhood — 1% uncapped IRA/brokerage transfer match (3% contributions with Gold)](https://dealaka.com/offers/robinhood-ira-transfer-match.md): Transfer in; match scales with balance; 5-year hold; no published end date; nationwide; verified Jul 7, 2026; status Limited reports
- [inKind — $50 referral / $25 new-member bonus (elevated)](https://dealaka.com/offers/inkind-referral-50.md): New member dines $50+; both sides earn; expires Aug 31, 2026; nationwide; verified Jul 7, 2026; status Limited reports
- [Rakuten — $50 new-member / $50 referral bonus (best-ever level)](https://dealaka.com/offers/rakuten-new-member-50.md): Join via referral, spend $50 in 90 days; no published end date; nationwide; verified Jul 7, 2026; status Issues reported

## Rules

- [The 5/24 rule](https://dealaka.com/rules/five-24): Five or more cards opened across all issuers in 24 months → automatic Chase denial.
- [The 48-month Sapphire rule](https://dealaka.com/rules/sapphire-48): One Sapphire bonus per 48 months, counted from when the last bonus was received.
- [Amex once-per-lifetime & the pop-up](https://dealaka.com/rules/amex-lifetime): One welcome bonus per card product, ever — enforced by a pre-submission pop-up you can safely test.
- [ChexSystems: who pulls, who cares](https://dealaka.com/rules/chex-sensitivity): Which banks check your banking history, how hard, and how many new accounts they'll tolerate.

## Institutions

- [Chase](https://dealaka.com/institutions/chase): Bank & card issuer
- [Wells Fargo](https://dealaka.com/institutions/wells-fargo): Bank & card issuer
- [Capital One](https://dealaka.com/institutions/capital-one): Bank & card issuer
- [BMO](https://dealaka.com/institutions/bmo): Bank
- [Huntington](https://dealaka.com/institutions/huntington): Bank
- [American Express](https://dealaka.com/institutions/american-express): Card issuer
- [J.P. Morgan](https://dealaka.com/institutions/jpmorgan): Brokerage (Chase affiliate)
- [Robinhood](https://dealaka.com/institutions/robinhood): Brokerage
- [inKind](https://dealaka.com/institutions/inkind): Dining app
- [Rakuten](https://dealaka.com/institutions/rakuten): Cashback portal

## Meta

- [Method](https://dealaka.com/method): verification cadence, status-label definitions, the no-affiliate commitment
- [Archive](https://dealaka.com/archive): expired offers, preserved