{"slug":"1st-gateway-credit-union-term-share-certificate-06-rate","category":"bank","institutionSlug":"1st-gateway-credit-union","product":"Term Share Certificate 06","title":"1st Gateway Credit Union Term Share Certificate 06: 3.50% APY","bonus":"3.50% APY","unit":"cash","amount":0,"reqShort":"$1,000 minimum, 6-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-07","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Early withdrawal penalties apply","posts":"","applyDomain":"1stgateway.org","applyUrl":"https://www.1stgateway.org/promotions.html","summary":"1st Gateway Credit Union offers 3.50% APY on 6-month certificates of deposit with a $1,000 minimum deposit. This is a promotional rate available for a limited time. Early withdrawal penalties apply.","reqSteps":[],"finePrint":["Early withdrawal penalties apply","Rates accurate as of 5/1/2026 and subject to change without notice","Must be eligible for membership to qualify","Other rates and terms are available"],"apy":350,"apyTerm":"6-month term","listedOn":"2026-08-07","listedAt":"2026-08-07T13:04:11.499Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"1stgateway.org rate page","url":"https://www.1stgateway.org/promotions.html","checkedOn":"2026-08-07"}],"needsVerification":false}