{"slug":"4front-credit-union-straight4ward-rewards","category":"bank","institutionSlug":"4front-credit-union","product":"Straight4ward Rewards","title":"4Front Credit Union Straight4ward Rewards: 4.08% APY","bonus":"4.08% APY","unit":"cash","amount":0,"reqShort":"No minimum balance; meet 4 monthly requirements","expiresOn":null,"status":"live","verifiedOn":"2026-08-05","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"No early-withdrawal penalty stated for checking account.","posts":"Interest paid monthly.","applyDomain":"4frontcu.com","applyUrl":"https://www.4frontcu.com/personal/checking/straight4ward-rewards-checking","summary":"This rewards checking account earns 4.08% APY on balances up to $15,000 when you meet four simple monthly requirements: deposit $500+, log into online banking or the mobile app once, make 15+ debit card purchases, and be enrolled in eStatements. The account has no fees or minimums.","reqSteps":[],"finePrint":["4.08% APY paid monthly on balances $0.01 to $15,000","Rate effective 10/17/2022","Rate subject to change","Membership required with $1 deposit to open a prime share","Some requirements apply","Fees may reduce earnings"],"apy":408,"apyTerm":"ongoing APY with 4 monthly requirements","listedOn":"2026-08-05","listedAt":"2026-08-05T13:18:43.928Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"4frontcu.com rate page","url":"https://www.4frontcu.com/personal/checking/straight4ward-rewards-checking","checkedOn":"2026-08-05"}],"needsVerification":false}