# 4Front Credit Union Straight4ward Rewards: 4.08% APY

Canonical: https://dealaka.com/offers/4front-credit-union-straight4ward-rewards

- Status: Limited reports
- Bonus: 4.08% APY
- APY: 4.08% (ongoing APY with 4 monthly requirements)
- Requirement: No minimum balance; meet 4 monthly requirements
- Expires: no published end date
- Availability: Nationwide
- Institution: 4Front Credit Union
- Verified: Aug 5, 2026 against 4frontcu.com
- Field reports: 0

## Summary
This rewards checking account earns 4.08% APY on balances up to $15,000 when you meet four simple monthly requirements: deposit $500+, log into online banking or the mobile app once, make 15+ debit card purchases, and be enrolled in eStatements. The account has no fees or minimums.

## Requirements
1. Apply through the offer page to open the Straight4ward Rewards.
2. Complete the requirement: No minimum balance; meet 4 monthly requirements.

## Fine print that matters
- 4.08% APY paid monthly on balances $0.01 to $15,000
- Rate effective 10/17/2022
- Rate subject to change
- Membership required with $1 deposit to open a prime share
- Some requirements apply
- Fees may reduce earnings

## Sources
- 4frontcu.com rate page <https://www.4frontcu.com/personal/checking/straight4ward-rewards-checking> (checked Aug 5, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._