{"slug":"allied-federal-credit-union-rewards-checking-rate","category":"bank","institutionSlug":"allied-federal-credit-union","product":"Rewards Checking","title":"Allied Federal Credit Union Rewards Checking: 3.05% APY","bonus":"3.05% APY","unit":"cash","amount":0,"reqShort":"15 debit transactions + $100 direct deposit monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-07","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"alliedfcu.com","applyUrl":"https://alliedfcu.com/checking","summary":"Allied Federal Credit Union offers 3.05% APY on rewards checking account balances up to $10,000 when you make at least 15 debit card transactions monthly and receive direct deposits of $100 or more. Balances above $10,000 earn 0.04% APY, and you earn 0.04% if qualification requirements are not met.","reqSteps":[],"finePrint":["3.05% APY earned on balances up to $10,000","0.04% APY on balances above $10,000","0.04% APY if qualifications are not met","To qualify: 15 or more signature-based debit card transactions and direct deposit of at least $100 must post and settle during each monthly qualification cycle","Service fee waived with direct deposit"],"apy":305,"apyTerm":"ongoing APY on balances up to $10,000","listedOn":"2026-08-07","listedAt":"2026-08-07T13:04:28.046Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"alliedfcu.com rate page","url":"https://alliedfcu.com/checking","checkedOn":"2026-08-07"}],"needsVerification":false}