# Allied Federal Credit Union Rewards Checking: 3.05% APY

Canonical: https://dealaka.com/offers/allied-federal-credit-union-rewards-checking-rate

- Status: Limited reports
- Bonus: 3.05% APY
- APY: 3.05% (ongoing APY on balances up to $10,000)
- Requirement: 15 debit transactions + $100 direct deposit monthly
- Expires: no published end date
- Availability: Nationwide
- Institution: Allied Federal Credit Union
- Verified: Aug 7, 2026 against alliedfcu.com
- Field reports: 0

## Summary
Allied Federal Credit Union offers 3.05% APY on rewards checking account balances up to $10,000 when you make at least 15 debit card transactions monthly and receive direct deposits of $100 or more. Balances above $10,000 earn 0.04% APY, and you earn 0.04% if qualification requirements are not met.

## Requirements
1. Apply through the offer page to open the Rewards Checking.
2. Complete the requirement: 15 debit transactions + $100 direct deposit monthly.

## Fine print that matters
- 3.05% APY earned on balances up to $10,000
- 0.04% APY on balances above $10,000
- 0.04% APY if qualifications are not met
- To qualify: 15 or more signature-based debit card transactions and direct deposit of at least $100 must post and settle during each monthly qualification cycle
- Service fee waived with direct deposit

## Sources
- alliedfcu.com rate page <https://alliedfcu.com/checking> (checked Aug 7, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._