{"slug":"allsouth-federal-credit-union-premium-checking-rate","category":"bank","institutionSlug":"allsouth-federal-credit-union","product":"Premium Checking","title":"Allsouth Federal Credit Union Premium Checking: 4.59% APY","bonus":"4.59% APY","unit":"cash","amount":0,"reqShort":"Premium Checking account","expiresOn":null,"status":"live","verifiedOn":"2026-08-07","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"allsouth.org","applyUrl":"https://www.allsouth.org/premium-checking/","summary":"Allsouth Federal Credit Union offers 4.59% APY on its Premium Checking account. This rate is significantly higher than the national average. The page does not specify a minimum balance requirement for this rate.","reqSteps":["Make at least 10 debit card transactions of $3.00 or more each month.","Make a qualifying direct deposit of $500 or more each month.","Enroll in e-statements.","Enroll in online banking."],"finePrint":["APY is subject to change after the account is opened","Rate accurate as of the last dividend declaration date","Without the monthly qualifications the rate is 0.1% APY."],"apy":459,"apyTerm":"ongoing APY","listedOn":"2026-08-07","listedAt":"2026-08-07T13:05:42.849Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"allsouth.org rate page","url":"https://www.allsouth.org/premium-checking/","checkedOn":"2026-08-12"}],"needsVerification":false}