# Allsouth Federal Credit Union Premium Checking: 4.59% APY

Canonical: https://dealaka.com/offers/allsouth-federal-credit-union-premium-checking-rate

- Status: Limited reports
- Bonus: 4.59% APY
- APY: 4.59% (ongoing APY)
- Requirement: Premium Checking account
- Expires: no published end date
- Availability: Nationwide
- Institution: Allsouth Federal Credit Union
- Verified: Aug 7, 2026 against allsouth.org
- Field reports: 0

## Summary
Allsouth Federal Credit Union offers 4.59% APY on its Premium Checking account. This rate is significantly higher than the national average. The page does not specify a minimum balance requirement for this rate.

## Requirements
1. Make at least 10 debit card transactions of $3.00 or more each month.
2. Make a qualifying direct deposit of $500 or more each month.
3. Enroll in e-statements.
4. Enroll in online banking.

## Fine print that matters
- APY is subject to change after the account is opened
- Rate accurate as of the last dividend declaration date
- Without the monthly qualifications the rate is 0.1% APY.

## Sources
- allsouth.org rate page <https://www.allsouth.org/premium-checking/> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._