{"slug":"america-s-christian-credit-union-elite-checking-rate","category":"bank","institutionSlug":"america-s-christian-credit-union","product":"Elite Checking","title":"America's Christian Credit Union Elite Checking: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"Conditional rate. 12 debit transactions + $2,000 DD monthly","expiresOn":null,"status":"live","verifiedOn":"2026-08-11","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"americaschristiancu.com","applyUrl":"https://americaschristiancu.com/personal/elite-checking/","summary":"Elite Checking earns up to 4.00% APY with access to premium perks. The rate is promotional and ongoing for members who maintain the account as required. No minimum deposit is stated.","reqSteps":["Make 12 Visa debit card transactions each month.","Receive electronic deposits totaling $2,000 or more per month, such as payroll or government benefits.","Maintain a combined total of $50,000 or more in personal loan and/or deposit balances."],"finePrint":[],"apy":400,"apyTerm":"ongoing APY","listedOn":"2026-08-11","listedAt":"2026-08-11T13:08:21.247Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"americaschristiancu.com rate page","url":"https://americaschristiancu.com/personal/elite-checking/","checkedOn":"2026-08-12"}],"needsVerification":false}