# American Express Business Checking: 70,000 points bonus

Canonical: https://dealaka.com/offers/american-express-business-checking-sign-up-bonus

- Status: Limited reports
- Bonus: 70,000 points
- Requirement: Deposit $15k in 30 days, keep $15k avg 60 days
- Expires: Jul 31, 2026
- Availability: Nationwide
- Institution: American Express
- Verified: Jul 22, 2026 against americanexpress.com
- Field reports: 0

## Summary
Open your first American Express Business Checking account and deposit at least $15,000 within 30 days. Keep a $15,000 average daily balance for 60 days and make five qualifying transactions to earn 70,000 Membership Rewards points.

## Requirements
1. Open your first American Express Business Checking account.
2. Deposit a total of $15,000 or more in eligible deposits within 30 days of account opening.
3. Maintain an average daily balance of at least $15,000 for 60 days.
4. Complete five qualifying transactions within 60 days of account opening.

## Fine print that matters
- Only available to select businesses solicited directly by American Express.
- Not eligible if the business currently has or has had an Amex Business Checking account.
- Points credited within 8-12 weeks after meeting all criteria.
- Account must be open at the time of fulfillment.
- Bonus may be taxable and reported on IRS Form 1099.

## Sources
- americanexpress.com offer page <https://www.americanexpress.com/en-us/campaigns/banking/business/checking-account/welcome-bonus-70k-15k-deposit-v9/> (checked Jul 22, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._