{"slug":"amex-business-platinum-300k","category":"card","institutionSlug":"american-express","product":"Business Platinum Card","title":"Amex Business Platinum Card: up to 300,000 points","bonus":"up to 300,000 points","unit":"points","amount":300000,"reqShort":"$20,000 in purchases, 3 months","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"$695 annual fee","keep":"First-year cancellation risks clawback; keep 12 months","posts":"8 to 12 weeks after you meet the spend","applyDomain":"americanexpress.com","applyUrl":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-card-amex/","summary":"The Business Platinum Card's public welcome offer runs as high as 300,000 Membership Rewards points after $20,000 of spend in 3 months. The offer is personalized, so the exact number is shown before you apply, and checking it is a soft pull.","reqSteps":["Apply on americanexpress.com; the offer shown to you is a soft pull and will not affect your personal credit.","If the shown offer is worth it, submit; spend $20,000 in the first 3 months.","Points post 8 to 12 weeks after you meet the requirement."],"finePrint":["Welcome offers are personalized. The 300,000 figure is the public maximum, not a guaranteed offer.","A business entity is required to apply; a sole proprietorship using your own name and SSN can qualify.","Points are Membership Rewards; their worth depends on how you redeem. This site publishes no cents-per-point valuation."],"reqUsd":20000,"listedOn":"2026-07-17","audience":"business","memberReports":[],"history":[],"ruleIds":["amex-lifetime"],"sources":[{"label":"americanexpress.com Business Platinum","url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-card-amex/","checkedOn":"2026-07-17"}],"needsVerification":false}