{"slug":"amex-gold-100k","category":"card","institutionSlug":"american-express","product":"Gold Card","title":"American Express Gold Card: up to 100,000 points","bonus":"up to 100,000 points","unit":"points","amount":100000,"reqShort":"$8,000 in purchases within 6 months","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"$325 annual fee","keep":"First-year cancellation risks clawback; keep 12 months","posts":"8 to 12 weeks after you meet the spend","applyDomain":"americanexpress.com","applyUrl":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","summary":"The Gold Card's public welcome offer runs as high as 100,000 Membership Rewards points after $8,000 of spend in 6 months. Amex personalizes the offer, so the exact number is shown before you apply, and checking it is a soft pull.","reqSteps":["Apply on americanexpress.com; the offer shown to you is a soft pull and will not affect your credit.","If the shown offer is worth it, submit; spend $8,000 in the first 6 months.","Points post 8 to 12 weeks after you meet the requirement."],"finePrint":["Welcome offers are personalized. The 100,000 figure is the public maximum, not a guaranteed offer.","Amex's once-per-lifetime rule: you generally cannot earn a welcome bonus on a card you have held before.","Points are Membership Rewards; their worth depends on how you redeem. This site publishes no cents-per-point valuation."],"reqUsd":8000,"listedOn":"2026-07-17","memberReports":[],"history":[],"ruleIds":["amex-lifetime"],"sources":[{"label":"americanexpress.com Gold Card","url":"https://www.americanexpress.com/us/credit-cards/card/gold-card/","checkedOn":"2026-07-17"}],"needsVerification":false}