{"slug":"amex-high-yield-savings","category":"bank","institutionSlug":"american-express","product":"High Yield Savings","title":"American Express High Yield Savings: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, no fees","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"No ChexSystems pull reported","fee":"No monthly fee","keep":"Rate is variable and can change at any time","posts":"Interest compounds daily, credited monthly","applyDomain":"americanexpress.com","applyUrl":"https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/","summary":"American Express National Bank pays 3.00% APY on its High Yield Savings account, with no minimum balance and no monthly fee. The rate is variable and applies to all balance tiers.","reqSteps":["Open an American Express High Yield Savings account (no minimum to open).","Move money in; there is no fee and no minimum balance.","Interest compounds daily and is credited monthly."],"finePrint":["The APY is variable and can change before or after you open the account.","The rate applies to all balance tiers."],"apy":300,"apyTerm":"ongoing APY","listedOn":"2026-07-17","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"americanexpress.com High Yield Savings","url":"https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/","checkedOn":"2026-07-17"}],"needsVerification":false}