# American Express High Yield Savings: 3.00% APY

Canonical: https://dealaka.com/offers/amex-high-yield-savings

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY)
- Requirement: No minimum balance, no fees
- Expires: no published end date
- Availability: Nationwide
- Institution: American Express
- Verified: Jul 17, 2026 against americanexpress.com
- Field reports: 0

## Summary
American Express National Bank pays 3.00% APY on its High Yield Savings account, with no minimum balance and no monthly fee. The rate is variable and applies to all balance tiers.

## Requirements
1. Open an American Express High Yield Savings account (no minimum to open).
2. Move money in; there is no fee and no minimum balance.
3. Interest compounds daily and is credited monthly.

## Fine print that matters
- The APY is variable and can change before or after you open the account.
- The rate applies to all balance tiers.

## Sources
- americanexpress.com High Yield Savings <https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings-account/> (checked Jul 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._