{"slug":"arapahoe-credit-union-checking-referral-bonus","category":"bank","institutionSlug":"arapahoe-credit-union","product":"Checking","title":"Arapahoe Credit Union Checking: $200 bonus","bonus":"$200","unit":"cash","amount":200,"reqShort":"Open checking, use debit card, add DD or loan","expiresOn":null,"status":"live","verifiedOn":"2026-08-05","reports":0,"openIssues":0,"states":null,"referralGated":true,"hardPull":false,"chex":"Pending verification","fee":"Not stated on this page","keep":"","posts":"Reviewed at 60 days, or upon contacting ACU when conditions are met for near-immediate payout","applyDomain":"arapahoecu.org","applyUrl":"https://www.arapahoecu.org/creditunion/offers/referral.html","summary":"New members who are referred to Arapahoe Credit Union can earn up to $200 by opening a checking account, using their debit card, downloading the CardControl app, and adding a direct deposit or loan product. Existing members who refer them can earn up to $660 across five referrals.","reqSteps":["Open a checking account through a referral.","Get a debit card and complete one debit transaction to earn $100.","Download the free CardControl app to add $25.","Add an initial direct deposit or loan product to add $75 more."],"finePrint":["Active accounts require a checking account and at least one debit card use.","Account is automatically reviewed at 60 days to check qualifications.","Opening both a direct deposit and a loan product results in only a single $75 payment, not both.","New member referral payout is limited to one per membership/person.","This promotion cannot be combined with other promotions.","Payout timing and eligibility are at Arapahoe CU's sole discretion.","Members are responsible for all IRS reporting.","Offer subject to change or cancellation at any time without notice."],"listedOn":"2026-08-05","listedAt":"2026-08-05T13:02:33.695Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"arapahoecu.org offer page","url":"https://www.arapahoecu.org/creditunion/offers/referral.html","checkedOn":"2026-08-05"}],"needsVerification":false}