# Arapahoe Credit Union Checking: $200 bonus

Canonical: https://dealaka.com/offers/arapahoe-credit-union-checking-referral-bonus

- Status: Limited reports
- Bonus: $200
- Requirement: Open checking, use debit card, add DD or loan
- Expires: no published end date
- Availability: Nationwide
- Institution: Arapahoe Credit Union
- Verified: Aug 5, 2026 against arapahoecu.org
- Field reports: 0
- Note: elevated bonus requires a member referral link; Dealaka links only the official program page.

## Summary
New members who are referred to Arapahoe Credit Union can earn up to $200 by opening a checking account, using their debit card, downloading the CardControl app, and adding a direct deposit or loan product. Existing members who refer them can earn up to $660 across five referrals.

## Requirements
1. Open a checking account through a referral.
2. Get a debit card and complete one debit transaction to earn $100.
3. Download the free CardControl app to add $25.
4. Add an initial direct deposit or loan product to add $75 more.

## Fine print that matters
- Active accounts require a checking account and at least one debit card use.
- Account is automatically reviewed at 60 days to check qualifications.
- Opening both a direct deposit and a loan product results in only a single $75 payment, not both.
- New member referral payout is limited to one per membership/person.
- This promotion cannot be combined with other promotions.
- Payout timing and eligibility are at Arapahoe CU's sole discretion.
- Members are responsible for all IRS reporting.
- Offer subject to change or cancellation at any time without notice.

## Sources
- arapahoecu.org offer page <https://www.arapahoecu.org/creditunion/offers/referral.html> (checked Aug 5, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._