{"slug":"arizona-financial-free-checking-sign-up-bonus","category":"bank","institutionSlug":"arizona-financial","product":"Free Checking","title":"Arizona Financial Free Checking: $200 bonus","bonus":"$200","unit":"cash","amount":200,"reqShort":"$1,000+/mo direct deposit and $500 balance on day 60","expiresOn":null,"status":"live","verifiedOn":"2026-07-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly service fee","keep":"","posts":"","applyDomain":"arizonafinancial.org","applyUrl":"https://www.arizonafinancial.org/welcome","summary":"Arizona Financial pays up to $200 to new members who open a Free Checking account with promo code FREE2026. To get the full $200, set up direct deposits totaling $1,000 or more per month within 60 days and keep a balance of $500 or more on day 60, with the bonus paid about 75 days after opening.","reqSteps":["Open a new consumer checking account using promo code FREE2026.","Within 60 days, set up recurring direct deposits totaling $1,000 or more per month.","Maintain an account balance of $500 or more on the 60th day after opening.","Receive the $200 bonus deposited to your account about 75 days after account opening."],"finePrint":["Lower tiers available: $150 for $500/mo direct deposit (or $250/mo plus 15 debit transactions) with $250 balance on day 60, or $100 for 15 debit card transactions in 60 days.","Must be 18+ and a new member with no existing primary account relationships with Arizona Financial.","Person-to-person payments like Zelle, Venmo, or PayPal do not count as direct deposit.","Bonus is considered income and may be reported on IRS Form 1099-MISC.","Limit one new member bonus per person; cannot be combined with other offers.","If the account is closed within 6 months of opening, the bonus will be deducted at closing.","Minimum opening deposit of $20; no minimum balance required after meeting bonus qualifications.","Offer terms subject to change and may expire at any time."],"listedOn":"2026-07-19","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"arizonafinancial.org offer page","url":"https://www.arizonafinancial.org/welcome","checkedOn":"2026-07-19"}],"needsVerification":false}