# Arizona Financial Free Checking: $200 bonus Canonical: https://dealaka.com/offers/arizona-financial-free-checking-sign-up-bonus - Status: Limited reports - Bonus: $200 - Requirement: $1,000+/mo direct deposit and $500 balance on day 60 - Expires: no published end date - Availability: Nationwide - Institution: Arizona Financial - Verified: Jul 19, 2026 against arizonafinancial.org - Field reports: 0 ## Summary Arizona Financial pays up to $200 to new members who open a Free Checking account with promo code FREE2026. To get the full $200, set up direct deposits totaling $1,000 or more per month within 60 days and keep a balance of $500 or more on day 60, with the bonus paid about 75 days after opening. ## Requirements 1. Open a new consumer checking account using promo code FREE2026. 2. Within 60 days, set up recurring direct deposits totaling $1,000 or more per month. 3. Maintain an account balance of $500 or more on the 60th day after opening. 4. Receive the $200 bonus deposited to your account about 75 days after account opening. ## Fine print that matters - Lower tiers available: $150 for $500/mo direct deposit (or $250/mo plus 15 debit transactions) with $250 balance on day 60, or $100 for 15 debit card transactions in 60 days. - Must be 18+ and a new member with no existing primary account relationships with Arizona Financial. - Person-to-person payments like Zelle, Venmo, or PayPal do not count as direct deposit. - Bonus is considered income and may be reported on IRS Form 1099-MISC. - Limit one new member bonus per person; cannot be combined with other offers. - If the account is closed within 6 months of opening, the bonus will be deducted at closing. - Minimum opening deposit of $20; no minimum balance required after meeting bonus qualifications. - Offer terms subject to change and may expire at any time. ## Sources - arizonafinancial.org offer page (checked Jul 19, 2026) _This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._