{"slug":"arsenal-credit-union-premier-checking-rate","category":"bank","institutionSlug":"arsenal-credit-union","product":"Premier Checking","title":"Arsenal Credit Union Premier Checking: 4.25% APY","bonus":"4.25% APY","unit":"cash","amount":0,"reqShort":"$2,500 avg daily balance, 15+ debit transactions/month","expiresOn":null,"status":"live","verifiedOn":"2026-08-07","reports":0,"openIssues":0,"states":["IL","MO"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"arsenalcu.org","applyUrl":"https://www.arsenalcu.org/","summary":"Earn 4.25% APY on balances up to $15,000 in Premier Checking. Requires $2,500 average daily balance and 15+ monthly debit card transactions. Balances over $15,000 earn only 0.08% on the excess amount.","reqSteps":[],"finePrint":["This account is subject to a tiered variable rate","Balances up to $15,000 receive 4.25% APY; balances over $15,000 earn 0.08% on the portion over $15,000","Must maintain average daily balance (ADB) of $2,500 to avoid $5.00 monthly fee","Must make 15 or more debit card transactions per dividend period","Must consent to receive statements electronically","Must make at least one direct deposit per dividend period to earn stated APY and ATM reimbursement","ATM fee reimbursement up to $25 per dividend period if qualifications met"],"apy":425,"apyTerm":"ongoing APY on balances up to $15,000","listedOn":"2026-08-07","listedAt":"2026-08-07T13:07:52.108Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"arsenalcu.org rate page","url":"https://www.arsenalcu.org/","checkedOn":"2026-08-07"}],"needsVerification":false}