# Arsenal Credit Union Premier Checking: 4.25% APY

Canonical: https://dealaka.com/offers/arsenal-credit-union-premier-checking-rate

- Status: Limited reports
- Bonus: 4.25% APY
- APY: 4.25% (ongoing APY on balances up to $15,000)
- Requirement: $2,500 avg daily balance, 15+ debit transactions/month
- Expires: no published end date
- Availability: IL, MO (IL, MO)
- Institution: Arsenal Credit Union
- Verified: Aug 7, 2026 against arsenalcu.org
- Field reports: 0

## Summary
Earn 4.25% APY on balances up to $15,000 in Premier Checking. Requires $2,500 average daily balance and 15+ monthly debit card transactions. Balances over $15,000 earn only 0.08% on the excess amount.

## Requirements
1. Apply through the offer page to open the Premier Checking.
2. Complete the requirement: $2,500 avg daily balance, 15+ debit transactions/month.

## Fine print that matters
- This account is subject to a tiered variable rate
- Balances up to $15,000 receive 4.25% APY; balances over $15,000 earn 0.08% on the portion over $15,000
- Must maintain average daily balance (ADB) of $2,500 to avoid $5.00 monthly fee
- Must make 15 or more debit card transactions per dividend period
- Must consent to receive statements electronically
- Must make at least one direct deposit per dividend period to earn stated APY and ATM reimbursement
- ATM fee reimbursement up to $25 per dividend period if qualifications met

## Sources
- arsenalcu.org rate page <https://www.arsenalcu.org/> (checked Aug 7, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._