{"slug":"aspire-bank-cd-rate","category":"bank","institutionSlug":"aspire-bank","product":"CD","title":"Aspire Bank CD: 4.09% APY","bonus":"4.09% APY","unit":"cash","amount":0,"reqShort":"$25,000 minimum, 17-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-04","reports":0,"openIssues":0,"states":["AZ","MN","ND"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalties for early withdrawal may be imposed.","posts":"","applyDomain":"aspirebanks.com","applyUrl":"https://www.aspirebanks.com/","summary":"Aspire Bank offers 4.09% APY on a 17-month CD with a $25,000 minimum deposit. Penalties for early withdrawal may be imposed. The rate is effective as of July 30, 2026.","reqSteps":[],"finePrint":["Annual percentage yield (APY) as of 7-30-26","Required opening and a minimum balance of $25,000.00","Penalties for early withdrawal may be imposed"],"apy":409,"apyTerm":"17-month term","listedOn":"2026-08-04","listedAt":"2026-08-04T13:17:32.390Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"aspirebanks.com rate page","url":"https://www.aspirebanks.com/","checkedOn":"2026-08-04"}],"needsVerification":false}