{"slug":"azura-credit-union-beyond-checking-rate","category":"bank","institutionSlug":"azura-credit-union","product":"Beyond Checking","title":"Azura Credit Union Beyond Checking: 4.07% APY","bonus":"4.07% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, no fees","expiresOn":null,"status":"live","verifiedOn":"2026-08-10","reports":0,"openIssues":0,"states":["KS"],"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No monthly fee and no minimum balance","keep":"","posts":"","applyDomain":"azuracu.com","applyUrl":"https://www.azuracu.com/personal/accounts/beyond-checking","summary":"Azura's Beyond Checking account earns 4.07% APY with no minimum balance or maintenance fees. The account includes ATM fee refunds and online banking features.","reqSteps":["Make at least 15 debit card purchases, each $5 or greater.","Enroll in at least one direct deposit or ACH transaction.","Enroll in and agree to receive e-statements."],"finePrint":["Without the monthly qualifications the rate is 0.1% APY."],"apy":407,"apyTerm":"ongoing APY","listedOn":"2026-08-07","listedAt":"2026-08-07T13:06:33.546Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"azuracu.com rate page","url":"https://www.azuracu.com/personal/accounts/beyond-checking","checkedOn":"2026-08-12"}],"needsVerification":false}