# Azura Credit Union Beyond Checking: 4.07% APY

Canonical: https://dealaka.com/offers/azura-credit-union-beyond-checking-rate

- Status: Limited reports
- Bonus: 4.07% APY
- APY: 4.07% (ongoing APY)
- Requirement: No minimum balance, no fees
- Expires: no published end date
- Availability: KS (KS)
- Institution: Azura Credit Union
- Verified: Aug 10, 2026 against azuracu.com
- Field reports: 0

## Summary
Azura's Beyond Checking account earns 4.07% APY with no minimum balance or maintenance fees. The account includes ATM fee refunds and online banking features.

## Requirements
1. Make at least 15 debit card purchases, each $5 or greater.
2. Enroll in at least one direct deposit or ACH transaction.
3. Enroll in and agree to receive e-statements.

## Fine print that matters
- Without the monthly qualifications the rate is 0.1% APY.

## Sources
- azuracu.com rate page <https://www.azuracu.com/personal/accounts/beyond-checking> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._