{"slug":"bankwell-6-month-cd-rate","category":"bank","institutionSlug":"bankwell","product":"6 Month CD","title":"Bankwell 6 Month CD: 3.70% APY","bonus":"3.70% APY","unit":"cash","amount":0,"reqShort":"$1,000 minimum, 6-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-19","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty imposed for early withdrawal.","posts":"The daily balance method is used to calculate interest on these accounts and applies a daily periodic rate to the principal balance in the account each day.","applyDomain":"bankwelldirect.com","applyUrl":"https://www.bankwelldirect.com","summary":"This 6-month CD earns 3.70% APY with a $1,000 minimum deposit. The interest rate is fixed at 3.63% for the term and will not change. Early withdrawals are subject to penalty.","reqSteps":[],"finePrint":["You may not make a withdrawal of any kind during the first seven (7) calendar days after the initial deposit.","A penalty will be imposed for early withdrawal.","Withdrawal and/or fees will reduce earnings.","Accounts automatically renew with a 10-day grace period.","You may not make additional deposits to these accounts.","APY offer valid as of December 18, 2025.","Offer subject to change without notice.","A disclosure of the current interest rate and APY for these accounts will be provided to you at account opening."],"apy":370,"apyTerm":"6-month term","listedOn":"2026-08-19","listedAt":"2026-08-19T13:06:29.798Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"mybankwell.com rate page","url":"https://www.mybankwell.com/","checkedOn":"2026-08-19"}],"needsVerification":false}