# Bankwell 6 Month CD: 3.70% APY

Canonical: https://dealaka.com/offers/bankwell-6-month-cd-rate

- Status: Limited reports
- Bonus: 3.70% APY
- APY: 3.70% (6-month term)
- Requirement: $1,000 minimum, 6-month term
- Expires: no published end date
- Availability: Nationwide
- Institution: Bankwell
- Verified: Aug 19, 2026 against bankwelldirect.com
- Field reports: 0

## Summary
This 6-month CD earns 3.70% APY with a $1,000 minimum deposit. The interest rate is fixed at 3.63% for the term and will not change. Early withdrawals are subject to penalty.

## Requirements
1. Apply through the offer page to open the 6 Month CD.
2. Complete the requirement: $1,000 minimum, 6-month term.

## Fine print that matters
- You may not make a withdrawal of any kind during the first seven (7) calendar days after the initial deposit.
- A penalty will be imposed for early withdrawal.
- Withdrawal and/or fees will reduce earnings.
- Accounts automatically renew with a 10-day grace period.
- You may not make additional deposits to these accounts.
- APY offer valid as of December 18, 2025.
- Offer subject to change without notice.
- A disclosure of the current interest rate and APY for these accounts will be provided to you at account opening.

## Sources
- mybankwell.com rate page <https://www.mybankwell.com/> (checked Aug 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._