{"slug":"bar-harbor-bank-and-trust-relationship-rewards","category":"bank","institutionSlug":"bar-harbor-bank-and-trust","product":"Relationship Rewards","title":"Bar Harbor Bank & Trust Relationship Rewards: $400 bonus","bonus":"$400","unit":"cash","amount":400,"reqShort":"Open acct by 8/31/26, $500 DD by 10/31/26","expiresOn":"2026-08-31","status":"live","verifiedOn":"2026-07-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$15 monthly fee waived with $7,500+ combined balance","keep":"","posts":"","applyDomain":"barharbor.bank","applyUrl":"https://www.barharbor.bank/cashbonus","summary":"Open a new Relationship Rewards Checking account by August 31, 2026 and set up a direct deposit of $500 or more by October 31, 2026 to earn a $400 cash bonus, paid around November 15, 2026.","reqSteps":["Open a new Relationship Rewards Checking account online or in branch by 8/31/26 using offer code C40726A02online.","Set up and receive a direct deposit of $500 or more by 10/31/26.","Keep the account open and in good standing through the bonus payout date.","Receive the $400 cash bonus on or about 11/15/26."],"finePrint":["Offer cannot be combined with other offers and cannot be transferred; only one offer per household.","Must present the original letter with unique offer code at account opening.","Eligible direct deposits exclude PayPal, individual transfers, teller, or ATM deposits.","Bonus is reported to the IRS as interest on Form 1099-MISC.","Available only to residents of Maine, New Hampshire, or Vermont who haven't had a consumer checking account with the bank in the last 15 months.","Customers may only participate in an account opening promotion once.","Bank employees are not eligible.","Monthly $15 service charge applies unless a combined $7,500 minimum daily balance is maintained."],"listedOn":"2026-07-21","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"barharbor.bank offer page","url":"https://www.barharbor.bank/cashbonus","checkedOn":"2026-07-21"}],"needsVerification":false}