# Bar Harbor Bank & Trust Relationship Rewards: $400 bonus

Canonical: https://dealaka.com/offers/bar-harbor-bank-and-trust-relationship-rewards

- Status: Limited reports
- Bonus: $400
- Requirement: Open acct by 8/31/26, $500 DD by 10/31/26
- Expires: Aug 31, 2026
- Availability: Nationwide
- Institution: Bar Harbor Bank & Trust
- Verified: Jul 21, 2026 against barharbor.bank
- Field reports: 0

## Summary
Open a new Relationship Rewards Checking account by August 31, 2026 and set up a direct deposit of $500 or more by October 31, 2026 to earn a $400 cash bonus, paid around November 15, 2026.

## Requirements
1. Open a new Relationship Rewards Checking account online or in branch by 8/31/26 using offer code C40726A02online.
2. Set up and receive a direct deposit of $500 or more by 10/31/26.
3. Keep the account open and in good standing through the bonus payout date.
4. Receive the $400 cash bonus on or about 11/15/26.

## Fine print that matters
- Offer cannot be combined with other offers and cannot be transferred; only one offer per household.
- Must present the original letter with unique offer code at account opening.
- Eligible direct deposits exclude PayPal, individual transfers, teller, or ATM deposits.
- Bonus is reported to the IRS as interest on Form 1099-MISC.
- Available only to residents of Maine, New Hampshire, or Vermont who haven't had a consumer checking account with the bank in the last 15 months.
- Customers may only participate in an account opening promotion once.
- Bank employees are not eligible.
- Monthly $15 service charge applies unless a combined $7,500 minimum daily balance is maintained.

## Sources
- barharbor.bank offer page <https://www.barharbor.bank/cashbonus> (checked Jul 21, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._