{"slug":"beacon-credit-union-youth-debit-account-sign-up-bonus","category":"bank","institutionSlug":"beacon-credit-union","product":"Youth Debit Account","title":"Beacon Credit Union Youth Debit Account: $5 bonus","bonus":"$5","unit":"cash","amount":5,"reqShort":"Open youth debit acct & complete 4 steps in person","expiresOn":null,"status":"live","verifiedOn":"2026-08-07","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"$5 monthly paper statement fee (can be avoided by receiving eStatements).","keep":"","posts":"","applyDomain":"beaconcu.org","applyUrl":"https://www.beaconcu.org/personal-checking","summary":"Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.","reqSteps":["Open a new youth debit account at any member center.","Download the Beacon mobile app and activate CardSmart card controls.","Load your debit card into your digital wallet.","Deposit the $5 check via mobile deposit capture.","Complete all steps during account opening at a member center."],"finePrint":["Account is not eligible for Courtesy Pay or Draw Path to a savings account.","Debit card limit of $200 (POS and ATM).","At age 18 the account converts to a Net Direct Checking account and the joint owner may sign off.","$5 monthly paper statement fee, avoidable by enrolling in eStatements.","A parent or legal guardian is required as a joint owner."],"listedOn":"2026-08-07","listedAt":"2026-08-07T13:05:59.151Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"beaconcu.org offer page","url":"https://www.beaconcu.org/personal-checking","checkedOn":"2026-08-07"}],"needsVerification":false}