# Beacon Credit Union Youth Debit Account: $5 bonus

Canonical: https://dealaka.com/offers/beacon-credit-union-youth-debit-account-sign-up-bonus

- Status: Limited reports
- Bonus: $5
- Requirement: Open youth debit acct & complete 4 steps in person
- Expires: no published end date
- Availability: Nationwide
- Institution: Beacon Credit Union
- Verified: Aug 7, 2026 against beaconcu.org
- Field reports: 0

## Summary
Beacon Credit Union pays $5 to teens who open a new Youth Debit Account and complete four setup steps in person, including activating card controls and depositing the $5 check via mobile deposit.

## Requirements
1. Open a new youth debit account at any member center.
2. Download the Beacon mobile app and activate CardSmart card controls.
3. Load your debit card into your digital wallet.
4. Deposit the $5 check via mobile deposit capture.
5. Complete all steps during account opening at a member center.

## Fine print that matters
- Account is not eligible for Courtesy Pay or Draw Path to a savings account.
- Debit card limit of $200 (POS and ATM).
- At age 18 the account converts to a Net Direct Checking account and the joint owner may sign off.
- $5 monthly paper statement fee, avoidable by enrolling in eStatements.
- A parent or legal guardian is required as a joint owner.

## Sources
- beaconcu.org offer page <https://www.beaconcu.org/personal-checking> (checked Aug 7, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._