{"slug":"betterment-automated-investing-referral-bonus","category":"brokerage","institutionSlug":"betterment","product":"Automated Investing","title":"Betterment Automated Investing: $150 bonus","bonus":"$150","unit":"cash","amount":150,"reqShort":"$100 deposit into new investing account within 30 days","expiresOn":null,"status":"live","verifiedOn":"2026-07-19","reports":0,"openIssues":0,"states":null,"referralGated":true,"hardPull":false,"chex":null,"fee":"No fee to open the account, but an early removal fee may apply if you withdraw funds below $250 within 3 years","keep":"","posts":"","applyDomain":"betterment.com","applyUrl":"https://www.betterment.com/","summary":"New Betterment customers who sign up through a friend's referral link and deposit at least $100 into a new individual investing account within 30 days get a $150 bonus deposited about 30 days later. Depositing at least $10 into a new individual Cash Reserve account instead earns a 0.75% APY boost for 92 days.","reqSteps":["Sign up using the referral link or code from a friend.","Open a new Betterment individual automated investing account.","Deposit at least $100 into the new investing account within 30 days of signing up.","Maintain a balance of at least $100 for about 30 days after the deposit.","Receive the $150 bonus in the account roughly 30 days after the qualifying deposit."],"finePrint":["A non-taxable early removal fee applies if you reduce the account balance below $250 within 3 years of receiving the bonus.","The early removal fee can be up to 80% of any single withdrawal and up to $150 total across the holding period.","Offer not available to Betterment Advisor Solutions clients or Premium service clients.","Deposits into self-directed investing, HSA, 401(k), joint/trust investing, cash reserve, or checking accounts do not qualify for this bonus.","A separate 0.75% APY boost on Cash Reserve for 92 days is available with a $10 deposit into a new individual Cash Reserve account, but joint and trust accounts are ineligible.","Referrer is capped at rewards for 5 referrals per calendar year.","The bonus is treated as interest for tax reporting purposes."],"listedOn":"2026-07-19","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"betterment.com offer page","url":"https://www.betterment.com/legal/offers/referral_receiver_2026","checkedOn":"2026-07-19"}],"needsVerification":false}