# Betterment Automated Investing: $150 bonus

Canonical: https://dealaka.com/offers/betterment-automated-investing-referral-bonus

- Status: Limited reports
- Bonus: $150
- Requirement: $100 deposit into new investing account within 30 days
- Expires: no published end date
- Availability: Nationwide
- Institution: Betterment
- Verified: Jul 19, 2026 against betterment.com
- Field reports: 0
- Note: elevated bonus requires a member referral link; Dealaka links only the official program page.

## Summary
New Betterment customers who sign up through a friend's referral link and deposit at least $100 into a new individual investing account within 30 days get a $150 bonus deposited about 30 days later. Depositing at least $10 into a new individual Cash Reserve account instead earns a 0.75% APY boost for 92 days.

## Requirements
1. Sign up using the referral link or code from a friend.
2. Open a new Betterment individual automated investing account.
3. Deposit at least $100 into the new investing account within 30 days of signing up.
4. Maintain a balance of at least $100 for about 30 days after the deposit.
5. Receive the $150 bonus in the account roughly 30 days after the qualifying deposit.

## Fine print that matters
- A non-taxable early removal fee applies if you reduce the account balance below $250 within 3 years of receiving the bonus.
- The early removal fee can be up to 80% of any single withdrawal and up to $150 total across the holding period.
- Offer not available to Betterment Advisor Solutions clients or Premium service clients.
- Deposits into self-directed investing, HSA, 401(k), joint/trust investing, cash reserve, or checking accounts do not qualify for this bonus.
- A separate 0.75% APY boost on Cash Reserve for 92 days is available with a $10 deposit into a new individual Cash Reserve account, but joint and trust accounts are ineligible.
- Referrer is capped at rewards for 5 referrals per calendar year.
- The bonus is treated as interest for tax reporting purposes.

## Sources
- betterment.com offer page <https://www.betterment.com/legal/offers/referral_receiver_2026> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._