{"slug":"betterment-cash-reserve-investing-referral-bonus","category":"app","institutionSlug":"betterment","product":"Cash Reserve / Investing","title":"Betterment Cash Reserve / Investing: $150 bonus","bonus":"$150","unit":"cash","amount":150,"reqShort":"Open and fund account via referral link, $100 min","expiresOn":null,"status":"live","verifiedOn":"2026-07-25","reports":0,"openIssues":0,"states":null,"referralGated":true,"hardPull":false,"chex":null,"fee":"Not stated on this page","keep":"","posts":"","applyDomain":"betterment.com","applyUrl":"https://www.betterment.com/offer/refer-a-friend","summary":"Refer a friend to Betterment and once they open and fund an account through your link, you both get a $150 investing bonus plus a boosted 4.00% variable APY on Cash Reserve balances up to $1m for three months.","reqSteps":["Get a personal referral link from an existing Betterment customer.","Open a new Betterment account using the referral link.","Fund the account with at least $100 for the investing bonus (or $10 for cash APY boost).","Both referrer and new customer receive a $150 investing bonus and a 0.75% APY boost on Cash Reserve balances up to $1m for three months."],"finePrint":["Cash Reserve is offered by Betterment LLC and requires a Betterment Securities brokerage account.","Betterment is not a bank; FDIC insurance is provided by program banks subject to certain conditions.","APY (variable) is 3.25% as of 12/12/25 plus a 0.75% boost on balances up to $1m with qualifying deposit.","$10 minimum deposit for base APY, $100 minimum deposit for individual investing bonus.","If the base APY changes, the boosted APY will change.","Terms apply."],"listedOn":"2026-07-25","listedAt":"2026-07-25T13:19:07.624Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"betterment.com offer page","url":"https://www.betterment.com/offer/refer-a-friend","checkedOn":"2026-07-25"}],"needsVerification":false}