{"slug":"betterment-cash-reserve-sign-up-bonus","category":"bank","institutionSlug":"betterment","product":"Cash Reserve","title":"Betterment Cash Reserve: 0.25% APY boost bonus","bonus":"0.25% APY boost","unit":"cash","amount":0,"reqShort":"Deposit $20k+ from external accounts into investing","expiresOn":null,"status":"live","verifiedOn":"2026-07-20","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"No fee","keep":"","posts":"","applyDomain":"betterment.com","applyUrl":"https://www.betterment.com/legal/offers/user-deposit-cash-rate-promotion","summary":"Betterment will boost your Cash Reserve APY by 0.25% for 92 days if you deposit at least $20,000 from an external account into a Betterment investing account within 45 days of enrolling. You must enroll in the offer within 7 days of receiving it and keep the deposited funds in place for the promotional period.","reqSteps":["Enroll in the offer within 7 days of receiving it.","Schedule and complete deposits totaling at least $20,000 from external accounts into a Betterment individual or joint investing account within 45 days of enrollment.","Maintain the qualifying deposits in your accounts for the duration of the promotional rate.","Receive a 0.25% APY boost on your Cash Reserve balance for 92 days."],"finePrint":["Deposits into Cash Reserve, Betterment Checking, employer-sponsored retirement accounts, and advisor-managed accounts do not count toward the $20,000.","Transfers from other Betterment accounts like Checking or Cash Reserve are not eligible; deposits must come from an external account.","You may only participate in this promotional APY offer once within any 92-day period.","Not eligible if you are already receiving a management fee waiver ('free time') on any Betterment account.","Offer is non-transferable, available to U.S. residents only, and can be revoked or modified by Betterment at any time."],"listedOn":"2026-07-20","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"betterment.com offer page","url":"https://www.betterment.com/legal/offers/user-deposit-cash-rate-promotion","checkedOn":"2026-07-20"}],"needsVerification":false}