{"slug":"blue-grass-federal-13-month-cd-rate","category":"bank","institutionSlug":"blue-grass-federal","product":"13-Month CD","title":"Blue Grass Federal 13-Month CD: 4.00% APY","bonus":"4.00% APY","unit":"cash","amount":0,"reqShort":"$500 minimum, 13-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-04","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Penalty for early withdrawal may apply.","posts":"","applyDomain":"bluegrassfederal.bank","applyUrl":"https://www.bluegrassfederal.bank/lp/rate-specials","summary":"Earn 4.00% APY on a 13-month certificate of deposit with a $500 minimum deposit. The rate is fixed for the 13-month term. At maturity, the CD automatically renews for 12 months.","reqSteps":[],"finePrint":["A penalty for early withdrawal may apply.","Funds must remain on deposit for the term of the certificate.","Fees could reduce earnings.","This special is available for a limited time and is subject to change without notice.","The minimum to open is $500."],"apy":400,"apyTerm":"13-month term","listedOn":"2026-08-04","listedAt":"2026-08-04T13:20:36.697Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"bluegrassfederal.bank rate page","url":"https://www.bluegrassfederal.bank/lp/rate-specials","checkedOn":"2026-08-04"}],"needsVerification":false}