# Blue Grass Federal 13-Month CD: 4.00% APY

Canonical: https://dealaka.com/offers/blue-grass-federal-13-month-cd-rate

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (13-month term)
- Requirement: $500 minimum, 13-month term
- Expires: no published end date
- Availability: Nationwide
- Institution: Blue Grass Federal
- Verified: Aug 4, 2026 against bluegrassfederal.bank
- Field reports: 0

## Summary
Earn 4.00% APY on a 13-month certificate of deposit with a $500 minimum deposit. The rate is fixed for the 13-month term. At maturity, the CD automatically renews for 12 months.

## Requirements
1. Apply through the offer page to open the 13-Month CD.
2. Complete the requirement: $500 minimum, 13-month term.

## Fine print that matters
- A penalty for early withdrawal may apply.
- Funds must remain on deposit for the term of the certificate.
- Fees could reduce earnings.
- This special is available for a limited time and is subject to change without notice.
- The minimum to open is $500.

## Sources
- bluegrassfederal.bank rate page <https://www.bluegrassfederal.bank/lp/rate-specials> (checked Aug 4, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._