{"slug":"bluevine-business-checking-rate","category":"bank","institutionSlug":"bluevine","product":"Business Checking","title":"BlueVine Business Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"No minimum balance, upgraded plan required","expiresOn":null,"status":"live","verifiedOn":"2026-08-01","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"bluevine.com","applyUrl":"https://www.bluevine.com/business-checking","summary":"BlueVine's Premier business checking account earns 3.0% APY on all balances with no minimum deposit requirement. The account has a $95 monthly fee that can be waived. Alternatively, the Standard plan earns 1.3% APY up to $250,000 with no monthly fee if monthly debit card spending or customer payment deposits meet activity goals.","reqSteps":[],"finePrint":["3.0% APY available with Premier plan at $95/month (fee waivable)","1.3% APY available with Standard plan on balances up to $250,000 with monthly activity requirement of $500 debit card spend or $2,500 customer payments","1.75% APY available with Plus plan at $30/month (fee waivable) on balances up to $250,000","No minimum balance requirement","FDIC insured up to $3,000,000 per depositor"],"apy":300,"apyTerm":"ongoing APY with upgraded plan","listedOn":"2026-08-01","listedAt":"2026-08-01T13:08:04.911Z","audience":"business","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"bluevine.com rate page","url":"https://www.bluevine.com/business-checking","checkedOn":"2026-08-01"}],"needsVerification":false}