# BlueVine Business Checking: 3.00% APY

Canonical: https://dealaka.com/offers/bluevine-business-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY with upgraded plan)
- Requirement: No minimum balance, upgraded plan required
- Expires: no published end date
- Availability: Nationwide
- Institution: Bluevine
- Verified: Aug 1, 2026 against bluevine.com
- Field reports: 0

## Summary
BlueVine's Premier business checking account earns 3.0% APY on all balances with no minimum deposit requirement. The account has a $95 monthly fee that can be waived. Alternatively, the Standard plan earns 1.3% APY up to $250,000 with no monthly fee if monthly debit card spending or customer payment deposits meet activity goals.

## Requirements
1. Apply through the offer page to open the Business Checking.
2. Complete the requirement: No minimum balance, upgraded plan required.

## Fine print that matters
- 3.0% APY available with Premier plan at $95/month (fee waivable)
- 1.3% APY available with Standard plan on balances up to $250,000 with monthly activity requirement of $500 debit card spend or $2,500 customer payments
- 1.75% APY available with Plus plan at $30/month (fee waivable) on balances up to $250,000
- No minimum balance requirement
- FDIC insured up to $3,000,000 per depositor

## Sources
- bluevine.com rate page <https://www.bluevine.com/business-checking> (checked Aug 1, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._