# BMI Federal Credit Union Free Checking: $100 bonus

Canonical: https://dealaka.com/offers/bmi-federal-credit-union-free-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $100
- Requirement: 30 debit transactions ($5+) in 90 days, plus e-statements
- Expires: Sep 30, 2026
- Availability: Nationwide
- Institution: BMI Federal Credit Union
- Verified: Jul 19, 2026 against bmifcu.org
- Field reports: 0

## Summary
BMI Federal Credit Union pays a $100 cash bonus for opening a new Free Checking account. To get it you need to deposit $20, make 30 debit card purchases of at least $5 within 90 days, and sign up for e-statements.

## Requirements
1. Open a new Free Checking account online using promo code.
2. Deposit at least $20 into the new account.
3. Make at least 30 Visa debit card transactions of $5 or more within 90 days.
4. Sign up for electronic statements.
5. Keep the account open at least 12 months or the bonus will be debited at closing.

## Fine print that matters
- Cash bonus of $100 is deposited into the member's savings account within 10 business days after all qualifications are met.
- Offer not valid on Starting Over Checking, Platinum Checking, or business accounts.
- Not available to those with fiduciary accounts, those who closed an account within 60 months, or have a negative balance.
- Account must remain open for a minimum of 12 months or the bonus will be debited at closing.
- Cannot be combined with other checking or add-on bonus offers.
- Cash bonus may be reported as income on 1099-MISC or 1099-INT.
- Membership eligibility requires living, working, worshiping, or attending school in specific Ohio counties.
- Offer ends September 30, 2026.
- Members referred by an existing BMI member can earn $200 instead of $100 using promo code FRIEND26.

## Sources
- bmifcu.org offer page <https://www.bmifcu.org/member-promotions.html> (checked Jul 19, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._