{"slug":"bmo-business-checking-sign-up-bonus","category":"bank","institutionSlug":"bmo","product":"Business Checking","title":"BMO Business Checking: $1,500 bonus","bonus":"$1,500","unit":"cash","amount":1500,"reqShort":"Deposit $100k+ & maintain thru day 90","expiresOn":"2026-08-31","status":"live","verifiedOn":"2026-07-21","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"Monthly fee varies by account type ($10-$25/month), waived with a minimum average collected balance requirement","keep":"","posts":"","applyDomain":"bmo.com","applyUrl":"https://www.bmo.com/en-us/main/business-banking/bank-accounts/bb-checking-offer/","summary":"Open a new BMO business checking account between May 1 and August 31, 2026 and keep a balance of $100,000 or more through day 90 to earn a $1,500 cash bonus. Lower tiers pay $400, $750, or $1,000 depending on the balance maintained.","reqSteps":["Open a new BMO business checking account online or in branch between May 1, 2026 and August 31, 2026.","Ensure your account balance is $100,000 or more on day 30.","Maintain a balance of $100,000 or more from day 31 through day 90 without dropping below that amount.","Receive the $1,500 cash bonus deposited into your account within 14 days of meeting requirements, around day 104."],"finePrint":["Not eligible if you have an existing BMO business checking account or closed one within the past 12 months under the same TIN/EIN/SSN.","Limited to one cash bonus per business entity.","If balance drops below the assigned tier minimum between day 31 and day 90, you'll be paid the lower tier's bonus instead.","Cash bonus may be reported to the IRS and you are responsible for any applicable taxes.","Offer can be changed or cancelled without notice and cannot be combined with any other offer.","Account must be open and in good standing with a balance greater than zero on the day of payment."],"listedOn":"2026-07-21","audience":"business","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"bmo.com offer page","url":"https://www.bmo.com/en-us/main/business-banking/bank-accounts/bb-checking-offer/","checkedOn":"2026-07-21"}],"needsVerification":true}