{"slug":"bravera-bank-community-rewards-checking-rate","category":"bank","institutionSlug":"bravera-bank","product":"Community Rewards Checking","title":"Bravera Bank Community Rewards Checking: 3.04% APY","bonus":"3.04% APY","unit":"cash","amount":0,"reqShort":"$0 minimum, 10 debit transactions/cycle to earn","expiresOn":null,"status":"live","verifiedOn":"2026-08-04","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"Rewards deposited monthly into your account","applyDomain":"bravera.bank","applyUrl":"https://www.bravera.bank/rewards","summary":"Earn 3.04% APY on daily balances of $0-$10,000 when at least 10 debit card transactions post and settle during the statement cycle. Balances over $10,000 or fewer than 10 transactions earn 0.05% APY instead. The account also offers cash back rewards and free ATM transactions.","reqSteps":[],"finePrint":["Requires at least 10 debit card transactions post and settle during that statement cycle to earn the 3.04% APY","Daily balances exceeding $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY","Rates may change after the account is opened","Fees could reduce the earnings on the account","Account subject to credit approval"],"apy":304,"apyTerm":"ongoing APY","listedOn":"2026-08-04","listedAt":"2026-08-04T13:19:23.856Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"bravera.bank rate page","url":"https://www.bravera.bank/rewards","checkedOn":"2026-08-04"}],"needsVerification":false}