# Bravera Bank Community Rewards Checking: 3.04% APY

Canonical: https://dealaka.com/offers/bravera-bank-community-rewards-checking-rate

- Status: Limited reports
- Bonus: 3.04% APY
- APY: 3.04% (ongoing APY)
- Requirement: $0 minimum, 10 debit transactions/cycle to earn
- Expires: no published end date
- Availability: Nationwide
- Institution: Bravera Bank
- Verified: Aug 4, 2026 against bravera.bank
- Field reports: 0

## Summary
Earn 3.04% APY on daily balances of $0-$10,000 when at least 10 debit card transactions post and settle during the statement cycle. Balances over $10,000 or fewer than 10 transactions earn 0.05% APY instead. The account also offers cash back rewards and free ATM transactions.

## Requirements
1. Apply through the offer page to open the Community Rewards Checking.
2. Complete the requirement: $0 minimum, 10 debit transactions/cycle to earn.

## Fine print that matters
- Requires at least 10 debit card transactions post and settle during that statement cycle to earn the 3.04% APY
- Daily balances exceeding $10,000 or if 10 debit card transactions do not post and settle during that statement cycle, earn 0.05% APY
- Rates may change after the account is opened
- Fees could reduce the earnings on the account
- Account subject to credit approval

## Sources
- bravera.bank rate page <https://www.bravera.bank/rewards> (checked Aug 4, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._