# Busey Bank 11-month CD w/checking: 4.00% APY

Canonical: https://dealaka.com/offers/busey-bank-11-month-cd-w-checking-rate

- Status: Limited reports
- Bonus: 4.00% APY
- APY: 4.00% (11-month term)
- Requirement: $1,000 minimum, 11-month term, requires eligible checking
- Expires: no published end date
- Availability: Nationwide
- Institution: Busey Bank
- Verified: Aug 17, 2026 against busey.com
- Field reports: 0

## Summary
This 11-month CD earns 4.00% APY with a $1,000 minimum deposit, provided the primary or joint CD owner also maintains an eligible Busey Bank checking account in good standing for the CD term. If the checking account requirement is not met, the CD earns the standard rate in effect at that time.

## Requirements
1. Apply through the offer page to open the 11-month CD w/checking.
2. Complete the requirement: $1,000 minimum, 11-month term, requires eligible checking.

## Fine print that matters
- Early withdrawal penalty: if term is 12 months or less, 6 months of interest but not more than total interest earned during current term.
- If no action is taken at maturity, CDs renew at the standard CD base rate in effect at that time.
- Special and promotional offers are subject to change or termination at any time.
- Minimum opening deposit of $1,000 required to obtain the APY. Fees may reduce earnings.

## Sources
- busey.com rate page <https://www.busey.com/personal/products-and-services/current-cd-rate-specials> (checked Aug 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._