{"slug":"byline-bank-13-month-promo-cd-rate","category":"bank","institutionSlug":"byline-bank","product":"13-Month Promo CD","title":"Byline Bank 13-Month Promo CD: 4.10% APY","bonus":"4.10% APY","unit":"cash","amount":0,"reqShort":"$5,000 minimum, 13-month term","expiresOn":null,"status":"live","verifiedOn":"2026-08-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"Early withdrawal forfeits 90 days interest at the rate in effect during the term.","posts":"Interest paid quarterly until maturity.","applyDomain":"bylinebank.com","applyUrl":"https://www.bylinebank.com/personal-banking/savings-cds/","summary":"Byline Bank offers 4.10% APY on a 13-month certificate of deposit with a $5,000 minimum deposit. Interest is paid quarterly until maturity. Early withdrawal before maturity results in a penalty of 90 days' interest.","reqSteps":[],"finePrint":["Promotional rate","Early withdrawal penalty: 90 days interest forfeiture for terms of one year or less","Interest must remain on deposit until maturity for full APY","Rates subject to change without notice","If withdrawal occurs within 6 days after deposit, minimum 7 days interest charged as penalty"],"apy":410,"apyTerm":"13-month term","listedOn":"2026-08-17","listedAt":"2026-08-17T13:05:12.129Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"bylinebank.com rate page","url":"https://www.bylinebank.com/","checkedOn":"2026-08-17"}],"needsVerification":false}