# Byline Bank 13-Month Promo CD: 4.10% APY

Canonical: https://dealaka.com/offers/byline-bank-13-month-promo-cd-rate

- Status: Limited reports
- Bonus: 4.10% APY
- APY: 4.10% (13-month term)
- Requirement: $5,000 minimum, 13-month term
- Expires: no published end date
- Availability: Nationwide
- Institution: Byline Bank
- Verified: Aug 17, 2026 against bylinebank.com
- Field reports: 0

## Summary
Byline Bank offers 4.10% APY on a 13-month certificate of deposit with a $5,000 minimum deposit. Interest is paid quarterly until maturity. Early withdrawal before maturity results in a penalty of 90 days' interest.

## Requirements
1. Apply through the offer page to open the 13-Month Promo CD.
2. Complete the requirement: $5,000 minimum, 13-month term.

## Fine print that matters
- Promotional rate
- Early withdrawal penalty: 90 days interest forfeiture for terms of one year or less
- Interest must remain on deposit until maturity for full APY
- Rates subject to change without notice
- If withdrawal occurs within 6 days after deposit, minimum 7 days interest charged as penalty

## Sources
- bylinebank.com rate page <https://www.bylinebank.com/> (checked Aug 17, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._