{"slug":"capital-one-venture-x-75k","category":"card","institutionSlug":"capital-one","product":"Venture X","title":"Capital One Venture X — 75,000-mile bonus","bonus":"75k mi","unit":"miles","amount":75000,"reqShort":"$4,000 spend in 3 months","expiresOn":null,"status":"live","verifiedOn":"2026-07-07","reports":1,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"$395 annual fee — $300 travel credit + 10k anniversary miles offset it","keep":"Keep 12 months as a practical matter","posts":"With the statement after the spend threshold","applyDomain":"capitalone.com","applyUrl":"https://www.capitalone.com/credit-cards/venture-x/","summary":"The standing premium-travel offer: 75,000 miles on $4,000 of spend, on a card whose $395 fee is structurally offset by a $300 annual travel credit and 10,000 anniversary miles. Capital One is known to pull all three credit bureaus, and approvals are sensitive to thin or bureau-frozen files.","reqSteps":["Apply (expect inquiries on up to all three bureaus).","Spend $4,000 in 3 months; miles post with the qualifying statement."],"finePrint":["Capital One approval standards are opaque; both very thin and very card-heavy profiles report denials.","Miles are Capital One miles; no valuation published here."],"memberReports":[{"topic":"Offer level","text":"75k/$4,000 confirmed via Bankrate and CardCritics on 7/7/26 — this level has been stable for several quarters."}],"history":[{"when":"2023–2026","amount":"75k","note":"stable standard offer"}],"ruleIds":[],"sources":[{"label":"capitalone.com Venture X","url":"https://www.capitalone.com/credit-cards/venture-x/","checkedOn":"2026-07-07"},{"label":"Bankrate bonus roundup","url":"https://www.bankrate.com/credit-cards/rewards/best-bonus-offer-cards/","checkedOn":"2026-07-07"}],"needsVerification":true}