# CEFCU Checking: $225 bonus

Canonical: https://dealaka.com/offers/cefcu-checking-sign-up-bonus

- Status: Limited reports
- Bonus: $225
- Requirement: $500 DD or $5k bal mo1; 5 debit txns $15+ x3 mo
- Expires: Aug 31, 2026
- Availability: Nationwide
- Institution: CEFCU
- Verified: Jul 30, 2026 against cefcu.com
- Field reports: 0

## Summary
CEFCU is offering up to $225 in savings credits for opening a new checking account. You earn $200 by meeting a balance, debit spend, or direct deposit requirement in the first month and signing up for eStatements, plus an extra $25 for using your debit card for qualifying purchases over the next three months.

## Requirements
1. Open a new, first-time checking account with a $25+ deposit by August 31.
2. Meet one requirement in the first full month: $5,000 individual/$10,000 household balance, 5+ debit purchases of $15+, or $500+ in direct deposits.
3. Sign up for eStatements before the end of that first month to receive the $200 credit.
4. Make 5 or more debit card purchases of $15+ each month for three months to earn the $25 credit.
5. Keep the account in good standing through the bonus fulfillment date.

## Fine print that matters
- Must be at least 13 years old to qualify.
- Not available for transfers of existing CEFCU checking accounts or for members who previously had a CEFCU checking account.
- Limit of a combined total of $225 for personal checking account-related bonuses per member.
- The bonus is considered a taxable dividend and will be reported on IRS Form 1099-INT.
- A valid SSN/ITIN is required to qualify.

## Sources
- cefcu.com offer page <https://www.cefcu.com/promos/checkingbonus> (checked Jul 30, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._