{"slug":"charter-oak-federal-credit-union-go-checking-rate","category":"bank","institutionSlug":"charter-oak-federal-credit-union","product":"Go Checking","title":"Charter Oak Federal Credit Union Go Checking: 3.00% APY","bonus":"3.00% APY","unit":"cash","amount":0,"reqShort":"No minimum stated","expiresOn":null,"status":"live","verifiedOn":"2026-08-08","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":false,"chex":"Pending verification","fee":"","keep":"","posts":"","applyDomain":"charteroak.org","applyUrl":"https://charteroak.org/personal-banking/checking-accounts/","summary":"Go Checking earns 3.00% APY on deposits. This is Charter Oak's number one checking account. The page does not state a minimum balance requirement or other conditions.","reqSteps":["Enroll in e-statements.","Use online banking.","Make 10 debit card transactions posted each month (excluding ATM transactions).","Receive direct deposit of $750 or complete 4 unique bill pays cleared each calendar month."],"finePrint":["Without the monthly qualifications the rate is 0.05% APY."],"apy":300,"apyTerm":"ongoing APY","listedOn":"2026-08-08","listedAt":"2026-08-08T13:08:22.951Z","memberReports":[],"history":[],"ruleIds":[],"sources":[{"label":"charteroak.org rate page","url":"https://charteroak.org/personal-banking/checking-accounts/","checkedOn":"2026-08-12"}],"needsVerification":false}