# Charter Oak Federal Credit Union Go Checking: 3.00% APY

Canonical: https://dealaka.com/offers/charter-oak-federal-credit-union-go-checking-rate

- Status: Limited reports
- Bonus: 3.00% APY
- APY: 3.00% (ongoing APY)
- Requirement: No minimum stated
- Expires: no published end date
- Availability: Nationwide
- Institution: Charter Oak Federal Credit Union
- Verified: Aug 8, 2026 against charteroak.org
- Field reports: 0

## Summary
Go Checking earns 3.00% APY on deposits. This is Charter Oak's number one checking account. The page does not state a minimum balance requirement or other conditions.

## Requirements
1. Enroll in e-statements.
2. Use online banking.
3. Make 10 debit card transactions posted each month (excluding ATM transactions).
4. Receive direct deposit of $750 or complete 4 unique bill pays cleared each calendar month.

## Fine print that matters
- Without the monthly qualifications the rate is 0.05% APY.

## Sources
- charteroak.org rate page <https://charteroak.org/personal-banking/checking-accounts/> (checked Aug 12, 2026)

_This entry is reference information, not financial advice. Confirm current terms on the institution's site before you apply._