# Chase Sapphire Preferred — 100,000-point bonus

Canonical: https://dealaka.com/offers/chase-sapphire-preferred-100k

- Status: Limited reports
- Bonus: 100k pts
- Requirement: $5,000 spend in 3 months
- Expires: no published end date
- Availability: Nationwide
- Institution: Chase
- Verified: Jul 7, 2026 against chase.com
- Field reports: 2

## Summary
The Sapphire Preferred at 100,000 points matches its all-time high — the offer that defines a generation of this hobby, back at full strength on a $95 fee. $5,000 of spend in 3 months. Two rules govern eligibility: you must be under 5/24, and 48+ months past your last Sapphire bonus. Chase hasn't published an end date; historically these windows run weeks, not months.

## Requirements
1. Confirm you're under 5/24 and 48+ months from your last Sapphire bonus (counted from bonus receipt).
2. If you hold a Sapphire now, downgrade to a Freedom product and wait a few days before applying.
3. Apply; spend $5,000 in 3 months; points post with the qualifying statement.

## Fine print that matters
- No published end date — treat the window as fragile and verify before relying on it.
- One Sapphire bonus per 48 months, across Preferred and Reserve.
- Points are Ultimate Rewards: their worth depends entirely on how you redeem — this site publishes no cents-per-point valuation.

## Field reports
- Offer level: 100k/$5,000/3mo confirmed across WalletHub (updated 7/7/26) and US News. The redesigned Reserve simultaneously offers 100k on $6,000 spend at a much higher fee.
- 5/24 enforcement: Automatic denials at exactly 5/24 continue in public reports; no recon overrides reported this year.

## Offer history
- Jul 2026: 100k — matches all-time high
- 2024–2025: 60k–75k — standard range
- 2021: 100k — previous record window

## Sources
- chase.com Sapphire Preferred <https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred> (checked Jul 7, 2026)
- WalletHub signup bonuses <https://wallethub.com/best-credit-card-signup-bonus> (checked Jul 7, 2026)

_This entry is reference information, not financial advice. Direct links only — Dealaka holds no affiliate relationships._