{"slug":"chase-sapphire-reserve-100000","category":"card","institutionSlug":"chase","product":"Sapphire Reserve","title":"Chase Sapphire Reserve: 100,000-point bonus","bonus":"100,000 points","unit":"points","amount":100000,"reqShort":"$6,000 in purchases within first 3 months of account opening","expiresOn":null,"status":"live","verifiedOn":"2026-07-17","reports":0,"openIssues":0,"states":null,"referralGated":false,"hardPull":true,"chex":null,"fee":"$795 annual fee, not waived. $195 for each authorized user","keep":"First-year cancellation risks clawback; keep 12 months","posts":"With the statement after you meet the spend","applyDomain":"chase.com","applyUrl":"https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve","summary":"The Sapphire Reserve earns 100,000 points after $6,000 of spend in 3 months. The annual fee is $795 and is not waived, so weigh it against the credits you will actually use. Two rules govern eligibility: you must be under 5/24, and 48+ months past your last Sapphire bonus.","reqSteps":["Confirm you're under 5/24 and 48+ months from your last Sapphire bonus (Preferred or Reserve).","Apply on chase.com; the $795 annual fee posts on approval.","Spend $6,000 in 3 months; points post with the qualifying statement."],"finePrint":["Chase 5/24: five or more new cards across all issuers in 24 months usually means an automatic denial.","One Sapphire bonus per 48 months, across Preferred and Reserve.","Points are Ultimate Rewards: their worth depends on how you redeem. This site publishes no cents-per-point valuation.","Verify the live figure at application. Chase welcome offers move without a published end date."],"reqUsd":6000,"listedOn":"2026-07-17","memberReports":[],"history":[],"ruleIds":["five-24","sapphire-48"],"sources":[{"label":"chase.com Sapphire Reserve","url":"https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve","checkedOn":"2026-07-17"}],"needsVerification":false}